Our Mission
Secure Financing, Find the Perfect Car.
Fast and easy process
Get prequalified for a dollar amount, then allow us to find the perfect car you’re
searching for!
Save Time and Money
Allow us to do all the leg work for you by finding you the best deal from the comfort of
your home
Pick up and sign
Once approved and satisfied with the deal, just go into your assigned
dealership and sign and drive!
Our pre-approval process is designed to save you time and streamline your car-buying experience. Instead of running your credit multiple times for vehicles you may not qualify for, we first focus on getting you approved for a specific dollar amount and financial structure. Once we have your approval in place, we can then find the perfect car that fits within that structure. This approach ensures you get the vehicle you want, with financing that works for you—without unnecessary credit checks or delays. Let us help you get pre-approved and make car buying faster and easier.
Our Happy Customers.
Have Questions? We Have Answers.
Yes, we specialize in working with individuals who have bad credit. With over 25 years of experience and strong relationships with numerous banks, we excel at finding the right car and financial structure for each person. We’re committed to helping you get approved by tailoring solutions to fit your unique situation.
Instead of a traditional inventory, we work with over 170 dealers and hundreds of wholesalers, so finding the right car is never a problem. Our approach is to first get you approved for a specific dollar amount and financial structure. Once we understand exactly what you’re looking for, we use our extensive network to locate the perfect vehicle that fits your approval and budget—sometimes even sourcing cars that aren’t listed on any website.
We work with dealers nationwide, offering access to DAPS agents at dealerships across America. No matter where you’re located, we’ll ensure you get the best deal close to your home, leveraging our extensive network to meet your needs.
Every situation is unique, but we typically recommend allowing 3 to 6 months to start seeing improvement. If you don’t see any progress after one year, we offer a money-back guarantee.
The timeline depends on how proactive you are with your credit. If you maintain and build your credit by adding new accounts and making timely payments, it’s possible to upgrade after 9 months to 1 year. However, if you don’t improve your credit or make late payments, trading out of your current car may be more challenging. We recommend signing up for our credit repair services so we can guide you and help put you in a better position to upgrade in the future.
The down payment amount depends on your credit and the specific vehicle. Banks base loans on a factor called LTV (loan-to-value), which means they loan a percentage of the vehicle's value, as determined by Kelley Blue Book. Better credit typically results in a higher LTV, meaning less down is required, while lower credit results in a lower LTV. Once we know how much you’re working with for a down payment and the approved LTV percentage, we’ll find a car where the book value aligns with your approval and down payment. In short, whatever you have down, we’ll find a car that fits.
- Address 1655 E 6th street A-5A #117, Corona Ca 92879