Menu
Your Path to a Brighter Future
How it Works?
Step 01.
Fill Out the Form
Start by completing a simple form with your basic information. This helps us understand your unique credit situation.
Step 02.
Connect with a Credit Expert
Once your form is submitted, a dedicated credit expert will reach out to assess your credit history and discuss personalized solutions.
Step 03.
Start Your Journey to Better Credit
With a clear plan in place, we’ll begin working on improving your credit score, guiding you every step of the way toward financial freedom.
Picture Perfect Credit with Us!
Our credit repair service is focused on improving your financial future by using expert, legal methods to remove negative items from your credit report. We guarantee your score will rise, or you’ll get your money back. It’s in our best interest to help you because stronger credit makes it easier for us to offer you better financing on your next car. We’re committed to your success, and as your credit improves, so do your opportunities for larger financial goals—like securing better rates and potentially even a home loan down the road.
Previous
Next
Our Happy Customers.
Have Questions? We Have Answers.
Yes, we specialize in working with individuals who have bad credit. With over 25 years of experience and strong relationships with numerous banks, we excel at finding the right car and financial structure for each person. We’re committed to helping you get approved by tailoring solutions to fit your unique situation.
Instead of a traditional inventory, we work with over 170 dealers and hundreds of wholesalers, so finding the right car is never a problem. Our approach is to first get you approved for a specific dollar amount and financial structure. Once we understand exactly what you’re looking for, we use our extensive network to locate the perfect vehicle that fits your approval and budget—sometimes even sourcing cars that aren’t listed on any website.
We work with dealers nationwide, offering access to DAPS agents at dealerships across America. No matter where you’re located, we’ll ensure you get the best deal close to your home, leveraging our extensive network to meet your needs.
Every situation is unique, but we typically recommend allowing 3 to 6 months to start seeing improvement. If you don’t see any progress after one year, we offer a money-back guarantee.
The timeline depends on how proactive you are with your credit. If you maintain and build your credit by adding new accounts and making timely payments, it’s possible to upgrade after 9 months to 1 year. However, if you don’t improve your credit or make late payments, trading out of your current car may be more challenging. We recommend signing up for our credit repair services so we can guide you and help put you in a better position to upgrade in the future.
The down payment amount depends on your credit and the specific vehicle. Banks base loans on a factor called LTV (loan-to-value), which means they loan a percentage of the vehicle's value, as determined by Kelley Blue Book. Better credit typically results in a higher LTV, meaning less down is required, while lower credit results in a lower LTV. Once we know how much you’re working with for a down payment and the approved LTV percentage, we’ll find a car where the book value aligns with your approval and down payment. In short, whatever you have down, we’ll find a car that fits.
Our credit repair service is focused on improving your financial future by using expert, legal methods to remove negative items from your credit report. We guarantee your score will rise, or you’ll get your money back. It’s in our best interest to help you because stronger credit makes it easier for us to offer you better financing on your next car. We’re committed to your success, and as your credit improves, so do your opportunities for larger financial goals—like securing better rates and potentially even a home loan down the road.